How to Get the Home You Want
1. Get Ready
Talk to your mortgage professional about your financial situation and credit history to determine your loan options. It’s important to know how much house you can afford based on your down payment and income. A strong letter of pre-approval can really add to your bargaining power.
2 Shop Smart
Expect to pay more for a showplace; if you consider a fixer-upper, judge structural deficiencies more harshly than cosmetic flaws. It can be costly to replace major components or to change the layout, but redecorating with flooring, fixtures or paint is relatively easy and sometimes offers instant equity potential.
3 Go For It!
To write a winning offer without overpaying, look at the prices of comparable sales. Consider whether the property is in a high-demand area or if there is plenty of competition. Ask me to find out why it is for sale and if the seller seems motivated. If you accommodate the seller’s preferred closing dates or other terms, he or she may be more flexible with the price.
Finally – call me – I have the experience to guide you every step of the way.